Reduce Monthly Repayments

Refinancing is a great way to reduce your monthly mortgage repayments and improve your investment and family cash-flow. You can save you thousands each month by lowering the mortgage interest and charges expenses. You can also manage the cashflow between your investment and owner-occupied loans.

Access Euity

Refinancing your loans is a great way to access equity. A refinance can release the equity available to be used for future investment purposes, renovations, build your portfolio, or for private use.

Accessing finance, by using real property can allow you to secure the finance using owner-occupied interest rates.

Review of Loan Features

Refinancing your loans provides a great opportunity to discuss your current loan features and any features that your current loan may not provide. Some features include variable or fixed loans, interest-only repayments, offset, and redraw facilities.

You can read more here about the benefits of refinancing. It is recommended to review your loan facility at least every two years.

Debt Consolidation

Refinancing your home loan gives you the opportunity to consolidate any personal debt (credit card, personal loans, car loans) into your home loan, potentially saving thousands in interest costs and expenses and improve the family cash flow and family budget.