Soak up everything the Gold Coast has to offer.
With its laid-back lifestyle, gorgeous beaches, and stunning hinterland, the Gold Coast
has something for everyone, from couples to families to retirees.
As Gold Coast mortgage brokers, we understand the local market and trends.
We make Gold Coast property investments simple, so you can focus on enjoying its natural wonders, sports facilities, arts, shopping, and theme parks.
Here’s how we can help:
Gold Coast First Home Buyer home loan
Refinancing Gold Coast home loan
Gold Coast Self Employed loan
Reverse Gold Coast mortgage
Gold Coast Teacher home loan
Small Business Gold Coast loan
Gold Coast Business loan
Personal Gold Coast loan
Gold Coast Foreign Income home loan
Why choose hfinance?
We help first home buyers.
Buying your first home can be a little daunting with all the financial jargon and steps involved in applying for your first Queensland loan. We’re all about making it as easy and stress-free as possible.
To get you started, here’s our free step-by-step guide for first home buyers.
We’ll guide you through the process of refinancing.
Refinancing doesn’t have to be complicated. hfinance will ensure a smooth process from initial consultation all the way to settlement of your loan. This includes liaising with your real estate agent, solicitor, accountant, or financial planner.
If you’re considering refinancing your Gold Coast home, check out our guide here.
We start with your goals in mind.
At hfinance, we take the time to meet with you and understand your objectives over a cup of coffee and recommend suitable products to achieve your goals. We understand that each client has unique financial circumstances and we believe in taking a truly personalized approach.
To read more about the loan application to settlement process, click here.
We’re accredited mortgage brokers with a panel of lenders.
hfinance is FBAA-accredited with a lending panel of over 30 lenders, from the four major lenders (National Australia Bank, ANZ, Westpac, and Commonwealth Bank of Australia) to regional banks, credit unions, and boutique lenders, such as Suncorp, Heritage and Qudos.
In other words, you can be confident that we’ll have a loan product to suit your needs.
We do business the way you want.
We operate on your terms. Face-to-face meetings, out-of-hours meetings, traveling emails, phone calls, video conferencing—our Gold Coast mortgage broker Kirstie Penton is here to make your life and loan application process simple and convenient.
The banks pay us.
We believe in full transparency, which is quite easy to be honest since we really do have our clients’ best interest at heart. The majority of lenders pay a similar commission to the broker introducing the loan, and brokers are required by law to disclose the commission details in ‘Credit Proposal,’ a document required per the National Consumer Credit Protection Act (NCCP Act). We can also show you the commission schedule of all the lenders available.
We know the Gold Coast.
Local mortgage brokers really need to stay up-to-date with local policy, specials in the market, and trends. For example, applying for a construction loan to build multiple townhouses can be tricky with many lenders applying borrowing restrictions. With our extensive knowledge of the area, we can recommend the best lender for your situation and location. We also have access to Gold Coast property data to ensure you are making an informed decision when you purchase your home.
We believe in second chances.
If you have an outstanding bill or two that have blackened your credit rating, banks are likely to have issues with your bank application. We’ll be on your side, putting you in touch with lenders who specialise in poor credit loans and assisting you with the entire loan process.
Here’s how we can help:
Gold Coast First Home Buyer home loan
Refinancing Gold Coast home loan
Gold Coast Self Employed loan
Reverse Gold Coast mortgage
Gold Coast Teacher home loan
Small Business Gold Coast loan
Gold Coast Business loan
Personal Gold Coast loan
Gold Coast Foreign Income home loan
Why choose hfinance?
We help first home buyers.
Buying your first home can be a little daunting with all the financial jargon and steps involved in applying for your first Queensland loan. We’re all about making it as easy and stress-free as possible.
To get you started, here’s our free step-by-step guide for first home buyers.
We’ll guide you through the process of refinancing.
Refinancing doesn’t have to be complicated. hfinance will ensure a smooth process from initial consultation all the way to settlement of your loan. This includes liaising with your real estate agent, solicitor, accountant, or financial planner.
If you’re considering refinancing your Gold Coast home, check out our guide here.
We start with your goals in mind.
At hfinance, we take the time to meet with you and understand your objectives over a cup of coffee and recommend suitable products to achieve your goals. We understand that each client has unique financial circumstances and we believe in taking a truly personalized approach.
To read more about the loan application to settlement process, click here.
We’re accredited mortgage brokers with a panel of lenders.
hfinance is FBAA-accredited with a lending panel of over 30 lenders, from the four major lenders (National Australia Bank, ANZ, Westpac, and Commonwealth Bank of Australia) to regional banks, credit unions, and boutique lenders, such as Suncorp, Heritage and Qudos.
In other words, you can be confident that we’ll have a loan product to suit your needs.
We do business the way you want.
We operate on your terms. Face-to-face meetings, out-of-hours meetings, traveling emails, phone calls, video conferencing—our Gold Coast mortgage broker Kirstie Penton is here to make your life and loan application process simple and convenient.
The banks pay us.
We believe in full transparency, which is quite easy to be honest since we really do have our clients’ best interest at heart. The majority of lenders pay a similar commission to the broker introducing the loan, and brokers are required by law to disclose the commission details in ‘Credit Proposal,’ a document required per the National Consumer Credit Protection Act (NCCP Act). We can also show you the commission schedule of all the lenders available.
We know the Gold Coast.
Local mortgage brokers really need to stay up-to-date with local policy, specials in the market, and trends. For example, applying for a construction loan to build multiple townhouses can be tricky with many lenders applying borrowing restrictions. With our extensive knowledge of the area, we can recommend the best lender for your situation and location. We also have access to Gold Coast property data to ensure you are making an informed decision when you purchase your home.
We believe in second chances.
If you have an outstanding bill or two that have blackened your credit rating, banks are likely to have issues with your bank application. We’ll be on your side, putting you in touch with lenders who specialise in poor credit loans and assisting you with the entire loan process.
Here’s how we can help:
Gold Coast First Home Buyer home loan
Refinancing Gold Coast home loan
Gold Coast Self Employed loan
Reverse Gold Coast mortgage
Gold Coast Teacher home loan
Small Business Gold Coast loan
Gold Coast Business loan
Personal Gold Coast loan
Gold Coast Foreign Income home loan
Why choose hfinance?
We help first home buyers.
Buying your first home can be a little daunting with all the financial jargon and steps involved in applying for your first Queensland loan. We’re all about making it as easy and stress-free as possible.
To get you started, here’s our free step-by-step guide for first home buyers.
We’ll guide you through the process of refinancing.
Refinancing doesn’t have to be complicated. hfinance will ensure a smooth process from initial consultation all the way to settlement of your loan. This includes liaising with your real estate agent, solicitor, accountant, or financial planner.
If you’re considering refinancing your Gold Coast home, check out our guide here.
We start with your goals in mind.
At hfinance, we take the time to meet with you and understand your objectives over a cup of coffee and recommend suitable products to achieve your goals. We understand that each client has unique financial circumstances and we believe in taking a truly personalized approach.
To read more about the loan application to settlement process, click here.
We’re accredited mortgage brokers with a panel of lenders.
hfinance is FBAA-accredited with a lending panel of over 30 lenders, from the four major lenders (National Australia Bank, ANZ, Westpac, and Commonwealth Bank of Australia) to regional banks, credit unions, and boutique lenders, such as Suncorp, Heritage and Qudos.
In other words, you can be confident that we’ll have a loan product to suit your needs.
We do business the way you want.
We operate on your terms. Face-to-face meetings, out-of-hours meetings, traveling emails, phone calls, video conferencing—our Gold Coast mortgage broker Kirstie Penton is here to make your life and loan application process simple and convenient.
The banks pay us.
We believe in full transparency, which is quite easy to be honest since we really do have our clients’ best interest at heart. The majority of lenders pay a similar commission to the broker introducing the loan, and brokers are required by law to disclose the commission details in ‘Credit Proposal,’ a document required per the National Consumer Credit Protection Act (NCCP Act). We can also show you the commission schedule of all the lenders available.
We know the Gold Coast.
Local mortgage brokers really need to stay up-to-date with local policy, specials in the market, and trends. For example, applying for a construction loan to build multiple townhouses can be tricky with many lenders applying borrowing restrictions. With our extensive knowledge of the area, we can recommend the best lender for your situation and location. We also have access to Gold Coast property data to ensure you are making an informed decision when you purchase your home.
We believe in second chances.
If you have an outstanding bill or two that have blackened your credit rating, banks are likely to have issues with your bank application. We’ll be on your side, putting you in touch with lenders who specialise in poor credit loans and assisting you with the entire loan process.
What our clients are saying
“Kirstie is amazing and sorting out all of the complexities of a loan. As an Australian expat living overseas, she did all the hard yards in sorting out my investment loan where others found it too hard or couldn’t get it across the line. I highly recommend her.”
“First class service from Kirstie. Arranged a loan at very competitive rates under complex circumstances. Very responsive and easy to deal with. Would certainly recommend.”
“Kirstie was extremely helpful in helping me to get a loan. Faced with a tight timeline, her hard work was instrumental in getting approval and settlement in a timely manner. I can’t thank her enough for her hard work in getting it over the line.”
Let’s get the conversation started.
Meet our Gold Coast mortgage broker, Kirstie Penton. Having lived in the Gold Coast region for the past 22 years, Kirstie brings local knowledge of the area and trends.
Fill out the form below to book a consultation chat with Kirstie. Alternatively, you can call her on 0423 206 563 or email her at kirstie@hfinance.com.au.
Let’s get the conversation started.
Meet our Gold Coast mortgage broker, Kirstie Penton. Having lived in the Gold Coast region for the past 22 years, Kirstie brings local knowledge of the area and trends.
Fill out the form below to book a consultation chat with Kirstie. Alternatively, you can call her on 0423 206 563 or email her at kirstie@hfinance.com.au.
Let’s get the conversation started.
Meet our Gold Coast mortgage broker, Kirstie Penton. Having lived in the Gold Coast region for the past 22 years, Kirstie brings local knowledge of the area and trends.
Fill out the form below to book a consultation chat with Kirstie. Alternatively, you can call her on 0423 206 563 or email her at kirstie@hfinance.com.au.
